In Ephesians 2:8 Paul says, “For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God.” But Jesus says in Luke 14:27, “And whoever does not carry their cross and follow me cannot be my disciple.” So what’s up? Is grace free or is there a fee? To clear this up, Fred Gladney gives us answers to four questions about grace.